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mike.hamata

Fintech operator · AI product builder · Toronto

I spent 13 years deciding what not to let through. Now building AI agents that know when not to.

That was thirteen years of risk and credit at an $85B brokerage, where I still run the desk: find what breaks before it does, and protect the customer on the other side of every account. Nights and weekends, I build AI products end to end. I ask the same two questions of everything I ship: what does this do on its worst day, and what does it do for the customer?

4 products built·3 live·13 years in risk and credit
“Start with the customer experience and work backwards to the technology.”
Steve Jobs

Currently: shipping Mila and reading AI Engineering by Chip Huyen

Selected work

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